Inverting Chains of Habit

There’s a quip that Warren Buffett likes to throw around frequently which goes along the lines of:

The chains of habit are too light to be felt until they are too heavy to be broken.

What’s the first impression you got after reading that? That’s right: a negative impression. You most likely thought of the negative consequences of habit. Things like hookers, blow, needles, hooch, etc.

While it’s advisable to avoid these things in life, there is a whole other side of the equation of that nugget of wisdom that takes a little more effort to ferret out.

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7 Days in Iceland

7 Days in Iceland

Why hello there. The dream is over. Snap back to reality. In case you didn’t notice – I won’t be offended if you didn’t – we were away for most of April travelling in Europe. A good friend was getting married and we figured if we’re going over for the wedding in England, why not pack in some Edinburgh and Iceland as well? It’s like when you go buy a new car: since you’ve already committed a few ten Gs, whats a few Gs on all the lovely extras the salesman pushes on you? Anyways, the trip broke into 3 main components: England, Scotland, and Iceland. This will be incredibly easy for you: pictures. Go on, you can do it.

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Off to Iceland

Off to Iceland

Life’s been busy in 2016. Lots of stuff going on that took my attention away from here. We’re off for the UK and Iceland in a week. UK for a friend’s wedding and Iceland because… why not? So we used those points off our credit card to redeem 2 return flight to London from Vancouver. Well, we had enough points to redeem our flight to Iceland as well – in the end, we erased $2,600 in airfare costs. It’s been a net zero cost to us to use this card to redeem all that value. Credit cards can be very lucrative if used correctly. Anyways, we’ll be gone for awhile so the next time you hear anything from here, it will probably be a bunch of pictures of Iceland. We’ve read basically all the Lonely Planet style guides to Iceland, but if you’ve been and have any off the beaten track recommendations, would be much appreciated!

Photo by Moyan Brenn

A Completely Free Solution to Your Tax Return

A Completely Free Solution to Your Tax Return sd

It’s that time of year again where you file your taxes. There are a plethora of tax software you can use online to file your taxes, most of which look the same and cost the same. I noticed that some bloggers are putting up paid posts by companies like UFile and TurboTax telling their readers to go get a “special discount” by following a link on these paid posts. After some serious eye rolling, I thought I’d hit back by telling you that you don’t have to pay any money to use automated tax software online. What if I told you that you were a chump for paying a company like UFile or TurboTax to do your taxes online? You think I’m about to pull a fast one on you by telling you to do your tax returns by hand, aren’t you? You could not be so wrong.

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Starbucks Rewards Gets Diluted: Awesome for Shareholders, Not So Much for You

Starbucks Rewards Gets Diluted

I just got an email from Starbucks this morning informing me in their hilarious corpo-propo-speak that they are making changes to the Starbucks Rewards program for the betterment of me. Get this, they are launching a new Starbucks Rewards program “to reflect the #1 request” from Starbucks consumers: MOAR star awarded based on every dollar spent, no matter how often you visit. This is terrible news for someone cheap, like me, who games the Starbucks Rewards points system. From my perspective, Starbucks Rewards gets diluted to the point where it no longer makes sense for me to even go every once in awhile to collect those little stars. Let me fill you in on how Starbucks is screwing you over with the changes to their rewards system.

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