A Completely Free Solution to Your Tax Return

A Completely Free Solution to Your Tax Return sd

It’s that time of year again where you file your taxes. There are a plethora of tax software you can use online to file your taxes, most of which look the same and cost the same. I noticed that some bloggers are putting up paid posts by companies like UFile and TurboTax telling their readers to go get a “special discount” by following a link on these paid posts. After some serious eye rolling, I thought I’d hit back by telling you that you don’t have to pay any money to use automated tax software online. What if I told you that you were a chump for paying a company like UFile or TurboTax to do your taxes online? You think I’m about to pull a fast one on you by telling you to do your tax returns by hand, aren’t you? You could not be so wrong.


 
Listen, I would never waste my time filling out a fill-in paper form for my tax returns to save money. The time I spent doing that is worth phenomenally more than the $20 to $30 most online tax return programs cost. But I also don’t like paying $20 to $30 to these companies to file my taxes: I want my cake and eat it too.

Well, there is a solution that allows you to have your cake and eat it too: Simple Tax.

I stumbled upon company in 2014. I tried it in 2015. I was pleased with the ease with which it works, so I used it again last week when I filed my taxes for the year.

The best part? Payment is entirely optional.

A Completely Free Solution to Your Tax Return

When I used Simple Tax in 2015, I paid nothing as I wanted to see if it was actually free. And it was. My return got filed, I got my sizeable tax return deposited by the CRA into my bank account, and I didn’t pay a penny to Simple Tax for the service.

This year, I decided to make a payment as I’ve enjoyed their services and wanted to support what they are doing. But payment is entirely optional – you don’t have to pay anything, ever.

Here’s a little propaganda by the company on why you should choose them:

A Completely Free Solution to Your Tax Return b

Anyways, the whole thing is pretty cool. Their interface is the best and simplest I’ve seen, and I’ve used TurboTax and UFile in the past.

These are the good people at Simple Tax:

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And you can read their FAQs here if there are any burning questions you may have.

I’m in no way affiliated with Simple Tax and they aren’t paying me anything to write this. I’m just a fan of their service and thought it would be something useful if you are looking to file your taxes with automated software for free or at whatever rate you want to pay.

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2 thoughts on “A Completely Free Solution to Your Tax Return

  1. I’ve been wondering for a while why the government doesn’t just have an online form instead of the paper form. 15 years ago it made sense why they didn’t, today it’s kind of ridiculous. and You can’t tell me TurboTax prints out forms and mails them to the IRS, they submitting electronically. My question was how does SimpleTax make their money, no one does anything for free. Their QA says they rely on donations so I’d probably throw a couple bucks their way. I’ll keep them in mind, thanks.

    1. I imagine that their strategy of using a pay as you want system, although probably consists of many who will pay nothing, also probably nets enough people who will pay between $5-$20. Since they look to be a fairly small team of 3, I imagine their expenses are low relative to the COGS and SG&A expenses of the big companies like TurboTax. I would imagine that their low expenses allow them to operate at a much higher profit margin, therefore if they average around $10 a return for all the people that use their program, they get to keep a much higher percentage of the gross amount collected.

      That’s what first comes to mind: rock bottom expenses leveraged by automated software allows them to collect juicy profit margins.

      On the note about why the government doesn’t have an online form: I don’t know if you’re Canadian, but the CRA (Canadian IRS) online system, while functional, is laughable compared with how aesthetically pleasing and intuitively simple Simple Tax is. I just can’t imagine government ever being able to offer anything like an Simple Tax experience because governments are inherently not wired to operate that way. They don’t have the correct incentive structures to make that happen. Layers and layers of bureaucracy can really grind down any reform, progress, or expedited decision making. It is what it is, and therefore companies in the private sector offer solutions such as Simple Tax.

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