I’m going to be completely honest: I was going to recycle an old post for this post. It was a post from the beginning of Kapitalust back in July 2013. It was called Don’t Fear Your Future. But as I read through that long ago post, I realized I can’t simply make some minor edits and repackage it out as something new. I need it to remain as it was written back then. Because it’s a reminder of the goals I want to achieve. It needs to be preserved because of what I am about to write now.
Before I get started, I want to announce the winner of the Money Book Giveaway. I know I said I would have it announced on Monday – that surf trip really had me on island time. So, without further adieu, the winner is…
No More Waffles! Congratulations!
This time last week, I was away on a surf trip over in the town of Tofino on Vancouver Island. I love surfing. This might sound cheesy, but there’s something very spiritual about being out in the ocean riding the swells while waiting for the perfect wave. The surf trip was one of the motivating factors for my Fluff Piece as my mind was more on preparing for a surfing road trip than blogging. To be fair, I love blogging and I spent at least 8 hours every day during my mini-vacation working on this blog. And I learned something really, really important: I loved every minute working on the blog.
LOCATION INDEPENDENT LIFE
My friend has been living up in Tofino since the beginning of September. He is planning to stay until the beginning of October. How can he do this? Is he from old money? No. Did he win the lottery? No. He is a software engineer. He can work from anywhere with merely a laptop and an internet connection. His career is location independent.
Our days would consist of:
- Waking up whenever we felt like in the morning.
- Firing up the laptop and working on our respective projects for ~2 hours.
- Head out surfing for ~2-3 hours.
- Come back in, grab a pizza and some beer and watch something stupid on Netflix.
- Go back to working on our respective projects for ~4-6 hours.
- Head off to bed when we were sick of working on our projects (usually around 1 or 2 am).
Rinse and repeat for 4 days. It was the most amazing working experience I’ve ever had. Granted, the only difference was that he was getting paid for his work while I wasn’t. But that’s just a current triviality. The most important aspect of all of this was that I enjoyed every minute and every hour of working away on the blog.
A MENTAL SHIFT
None of the hours I put in felt like work to me. Well, not in the sense of working at a regular 9-to-5 job. It was work, but it was my work and it was interesting. Not for a second was I bored to tears. Not for a second did I feel like I was going to go all ZZzZzzzzz, which happens on a frighteningly frequent basis at my real job.
This got me thinking about what work actually is and what I want out of work. And trust me, it sure as hell isn’t coming in at a fixed time for a fixed amount of hours to work in a fixed location on a fixed schedule.
Currently, I work a fairly standard yet mind-numbingly boring 9-to-5 job. Don’t get me wrong, I am aware that it is a cushy, well paying job and I should be thankful to even have one in this kind of job environment for young people. I get that and I am grateful because it was this job that allowed me to pay off my $52,000 in student loans in 2 years and 3 months.
However, this isn’t where I want to feel satiated. I totally could. I could physically check in and mentally check out for the next 40 years and collect the paycheque. But that’s not me. And I don’t think that’s you. Like me, I think you hold yourself to a higher standard. Like me, I think you want to strive to be the best you can be. And that doesn’t mean checking out and collecting your paycheque.
THE EVOLUTION OF GOALS
My ultimate goal has always been about freedom: the freedom to choose how to live life. And for me, that means having enough wealth. Or as jcollinsnh calls it, F U Money.
My initial goals for building wealth was predicated on the basis that I would work at my current job for a maximum of 10 years, saving and investing as much as I could to have enough F U Money to have the financial security to do whatever I wanted. However, this trip to Tofino has radically altered my thoughts.
Now, that original goal is the new bare minimum. Saving and investing for 10 years on a regular 9-to-5 to over $700,000 in capital producing assets is still a major goal. That goal has not changed. But it is now the worst case scenario. Having tasted that freedom of working location independently over the surfing trip, I want to pivot to a career where I can work location independently while also saving and investing as much money as possible.
I am a pretty cautious guy so I won’t be up and quitting my day job anytime soon. I won’t leave this day job until I can secure at minimum the pay I pull in from it via other sources. But the idea has been firmly planted in my mind: not only do I want F U Money, I want to work on what I want on my terms and get paid for it.
DON’T FEAR YOUR FUTURE
And now, it all ties back to that post from the beginning of this blog: don’t fear your future. This new idea that I have is big and ambitious. It’s scary because it is ambitious. Well, actually, a lot of ambitious. But what the hell is life for without taking chances on our dreams and ideas? Fear of failure is huge. But the fear of not trying and being a B player for the rest of my life is even bigger.
Persevere! Believe in your dreams! The only thing that is holding you back is you.
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